Fan-out interposers convert fine pitch BGAs to a larger pitch eliminating the additional costs associated with microvias and underfilling on the PCB.
When a fine pitch BGA is driving your design to additional layers, finer line & space, or microvias, a cost analysis will determine if a ‘standard’ PCB with an interposer is more cost effective than a higher technology PCB without an interposer.
For example, the best IC for your new system is primarily used for cell phones and only available in a 0.5mm pitch uBGA package. This single component would force your motherboard into microvia technology. Also, the IC manufacturer recommends underfill, which is a non-standard manufacturing process.
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